Terms of Service

1. Acceptance of Terms

By accessing and using CalcHub (calchubs.org), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our website.

2. Description of Service

CalcHub provides free online tax calculators for freelancers and self-employed individuals. Our calculators cover Korean comprehensive income tax and US 1099 self-employment tax. All calculations are performed in your browser and are intended for informational and educational purposes only.

3. Disclaimer of Accuracy

While we strive to ensure the accuracy of our tax calculations based on official tax laws and regulations, CalcHub does not guarantee the correctness, completeness, or timeliness of any calculation results.

Tax laws change frequently, and individual circumstances vary. The results provided by our calculators should not be considered as tax advice, legal advice, or a substitute for consultation with a qualified tax professional, certified public accountant (CPA), or licensed tax advisor.

4. Limitation of Liability

CalcHub, its operators, and contributors shall not be held liable for any direct, indirect, incidental, or consequential damages arising from the use of or inability to use our Service, including but not limited to financial losses resulting from reliance on calculation results.

You acknowledge that you use CalcHub at your own risk and are solely responsible for any tax filing decisions you make.

5. Intellectual Property

All content on CalcHub, including text, design, logos, and code, is the property of CalcHub and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without prior written permission.

6. Third-Party Services

CalcHub uses third-party services including Google Analytics for website analytics and Google AdSense for advertising. Your use of our website is also subject to the terms and privacy policies of these third-party services.

7. Modifications

We reserve the right to modify these Terms of Service at any time. Changes will be posted on this page with an updated date. Continued use of the website after modifications constitutes acceptance of the revised terms.

8. Contact

If you have questions about these Terms of Service, please contact us at gayoungyeom@gmail.com.